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Get covered, compare quotes, and handle insurance requests. Just tell Erni what you need.

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AI-powered commercial insurance. Licensed broker support.

Erni reading the state record

Get covered

Insurance for your business. Without the runaround.

Tell Erni the business name. Erni finds it on the state record and starts the request from there.

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Alvarez ConstructionFind my business

Found your business.

Alvarez Construction

San Jose, California · Electrical contractor · License active

From the state record

Quote request

  • Business identifiedDone
  • Quote request startedDone
  • Licensed review before you see optionsNext

Example, fictional business

Erni holding a contract

Get the job

Win the job. I'll handle the insurance.

Send the contract, or just the insurance page. Erni reads what it asks for and shows what's found and what still needs you.

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PDFHillcrest-Subcontract.pdfRead

Exhibit B · Insurance requirements

  • Commercial general liability, $1M per occurrence / $2M aggregate
  • Additional insured, ongoing and completed operations
  • Workers' compensation, statutory limits

Hillcrest job · Insurance check

2 things need attention

  • GL limit · $2M foundFound
  • Additional insured endorsement · Not seen yetNeeds you
  • Workers' comp evidence · Not seen yetNeeds you

Example, fictional contract

Erni bringing something to your attention

Stay covered

Your business changes. Erni keeps up.

Erni remembers what you've told it. When something about the business changes, it checks what that means for your insurance.

Let Erni get to know my business

We mostly do residential electrical. Some solar now too.

Noted. I'll keep that on file.

6 days later

Your license record now lists a C-46 solar classification. Are you taking solar jobs on their own now?

Yes, starting next month.

  • Change notedDone
  • You confirmed the workDone
  • Insurance check requestedNext

Example conversation

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Erni gathers the information and does the legwork. Licensed insurance professionals review and place coverage.

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